三代人的投資哲學

嬰兒潮一代（1946-1964）：穩健保守
投資理念：長期持有，價值投資
風險偏好：極低，追求穩定收益
對crypto：基本拒絕，認爲是泡沫

X世代（1965-1980）：謹慎理性
投資理念：分散投資，專業理財
風險偏好：中低，相信專家建議
對crypto：小額試水，主要配置BTC/ETH

千禧一代&Z世代（1981-2012）：激進創新
投資理念：趨勢跟蹤，情緒驅動
風險偏好：極高，all-in單一賽道
對crypto：深度參與，鍾愛meme幣

Investment Philosophies Across Three Generations

Baby Boomers (1946–1964): Conservative & Cautious

Investment Approach: Long-term holding, value investing

Risk Appetite: Very low, seeking stable returns

View on Crypto: Mostly reject it, see it as a bubble

Generation X (1965–1980): Careful & Rational

Investment Approach: Diversified portfolios, professional financial advice

Risk Appetite: Moderately low, trust in expert recommendations

View on Crypto: Small-scale exposure, mainly BTC/ETH

Millennials & Gen Z (1981–2012): Bold & Disruptive

Investment Approach: Trend-following, emotionally driven

Risk Appetite: Extremely high, often all-in on a single bet

View on Crypto: Deeply involved, passionate about meme coins