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U.S. banking associations jointly request to postpone decisions on bank license applications for encryption companies like Circle.
On July 21, according to reports, banking and credit union groups in the United States jointly sent a letter to the Office of the Comptroller of the Currency (OCC), requesting a delay in the decision on the bank license applications of crypto companies such as Circle and Ripple. The banking industry believes that these applications lack sufficient information for public assessment, and that the business models of crypto companies differ fundamentally from those of traditional trust banks.