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Kraken Launches ‘Krak’ App to Rival Venmo and PayPal - Unchained
Crypto exchange Kraken has launched a new peer-to-peer (P2P) payment system called “Krak,” designed to allow users to send and receive both cryptocurrency and fiat across borders with ease.
Users can now send money peer-to-peer internationally without needing to input bank details or wallet addresses, using a personalized payment ID called “Kraktag.”
The app offers dedicated accounts for spending and earning, with users able to earn yields up to 4.1% on USDG stablecoin balances and up to 10% on more than 20 other digital assets.
This story is an excerpt from the Unchained Daily newsletter.
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USDG is issued by Paxos Digital Singapore and regulated by the Monetary Authority of Singapore (MAS).
The offering makes Kraken well positioned to compete with established payment apps such as Cash App, Venmo, and PayPal as the firm aims to expand beyond crypto trading.