While you are still struggling to fill out the thawing application form, some people have already earned a 12% annual return through spending with the Emerald Card!

That day my Alipay account was suddenly frozen. Looking at the words "Account Abnormal Transaction" displayed on the screen, I was completely at a loss. The digital assets I had worked hard to accumulate for more than half a year, just because I wanted to withdraw some money to buy myself a cup of coffee as a reward, and before the funds were even warm, my account was frozen. While I was staring blankly at my phone, my friend was using his jade card to buy a burger at McDonald's with USDC. After completing the payment, the system even informed him that he had earned points, which could be exchanged for Bitcoin airdrops in the future. He casually said, "While you are still worrying about withdrawals, I have already spent directly on the blockchain." This sentence pierced my ears like a needle.

The gap in experience at this moment allowed me to fully understand what this emerging payment system is doing—it is not a project that merely makes grand promises for the future, but rather quietly builds a "chain-based lifestyle ecosystem" that can replace traditional payment methods. With this new type of card, you can bind WeChat, Alipay, and even Apple Pay, and directly spend USDC both online and offline. Each transaction earns you points, which can be exchanged for airdrops or Bitcoin. I personally experienced buying a cup of Luckin Coffee and immediately received a notification "+9 points, airdrop weight +2%"; this is not spending money at all. It's clearly earning profits while consuming.

What's even more impressive is that it has also moved "savings" onto the blockchain. The new type of stablecoin relies on government bonds to provide a stable annual yield of 4%. As my friend precisely described: "These stablecoins are not meant for speculation, but rather for storing pension funds." When staking digital assets, there is no need to worry about the risk of exchanges running away; the new verification scheme offers an annual yield of 12%, with profits automatically reinvested and fully transparent for verification—while others are staking based on luck, this method is based on precise calculations of compound interest.

The technical foundation is equally solid. The innovative architectural design is like installing a super engine for the underlying blockchain, capable of processing millions of transactions per second while being fully compatible with ecological applications, allowing developers to migrate seamlessly. I used to think that the ultimate goal of digital currency was to exchange it for fiat currency, but now I understand: the real breakthrough is to freely spend, save, and appreciate value on the blockchain.

While others are still writing appeal letters for frozen accounts, you can already buy coffee on the blockchain and earn points at the same time—this experience gap clearly indicates the direction of the future more than any technical white paper.