This Is the Value of 10,000 XRP Today Compared to 1 and 5 Years Ago

When the price of XRP is expected to rise, investors are increasingly concerned about affordability, especially when purchasing large amounts like 10,000 tokens. This concern has drawn attention within the XRP community after the price of this token increased significantly from November 2024 to January 2025. During this period, XRP rose nearly 600%, reaching a peak of $3.40 before undergoing a market correction. Currently, this token is trading around 2.14 dollars. Although this is a significant drop from the recent peak, the current price represents a considerable increase compared to previous years. For some community commentators, this trend emphasizes the urgency of accumulating XRP while it is still relatively accessible. Historical Cost To better understand how the price increase of XRP affects investors, let's compare the cost of buying 10,000 XRP over the past five years for useful context. On June 11, 2020, XRP was priced at around $0.19. At that time, 10,000 XRP could be purchased for $1,900. A year ago, on June 11, 2024, XRP was trading at around $0.48. At this price, purchasing 10,000 tokens would require $4,800. As of June 2025, with the price of XRP at $2.29, the same package of 10,000 tokens is currently worth $21,400. This figure marks an increase of $16,600 compared to a year ago and over $19,000 compared to five years ago. Community Comments and Concerns XRP supporter Edoardo Farina has spoken about the importance of accumulating XRP before it becomes out of reach for average investors. He frequently recommends securing at least 10,000 XRP, emphasizing the future potential of this asset and warning that retail investors may ultimately be unable to afford large quantities if the price continues to rise. In a recent statement, Farina argued that macroeconomic factors such as inflation and the declining value of fiat currency can also contribute to the rising costs of digital assets. Therefore, he advises holding assets in cryptocurrency such as XRP instead of traditional currencies. Farina's viewpoint has sparked controversy. For example, legal expert Bill Morgan responded by pointing out that investors can still purchase smaller amounts of XRP regardless of the price. Farina then clarified that his argument was not focused on an individual's affordability for XRP, but rather on the increasing difficulty for average investors to acquire large holdings like 10,000 tokens. Although the price of 10,000 XRP has been higher at certain times in the past, such as during the bull market in early 2018, many analysts believe that the conditions leading to the long-term decline in the past are unlikely to repeat. This sentiment supports the view that there will be further growth, reinforcing calls from figures in the community like Farina to invest while the price is still relatively low. The cost trajectory of XRP over the years shows a diminishing opportunity to buy large amounts at a reasonable price. Whether the token reaches new highs or not, the increasingly required capital to own 10,000 XRP may soon render such holdings beyond the reach of most retail investors.